Avoid Middle-Class Land Mines

Friday, February 26th, 2010

Yesterday I wrote about common financial mistakes that drive me nuts. I’ve made a bunch of them, and perhaps you have too. Today I’d like to continue along this train of thought and discuss some key learnings from Dave Ramsey. As I mentioned before I listen to 1 hour of Dave ...

Posted in Basics, Saving | 3 Comments »

Keys to Successfully Saving For Retirement

Wednesday, October 7th, 2009

Have you ever thought about where you should put your savings when planning for your retirement? There is no hard and fast rule because people of different ages and those in differing situations make this decision complex. I'd like to offer my own personal guidelines though and ask for feedback! Here ...

Posted in Basics, Investing, Retirement, Saving | No Comments »

Save Your Annual Bonuses, and Rename Them Too!

Wednesday, September 23rd, 2009

Naming things can have a powerful impact. Having a kid for example and calling the little one "baby" is common until you know the gender or have decided on names. But when "baby" becomes "Michelle" or "Brandon" the kiddo becomes much more real and a real connection develops. The same is ...

Posted in Saving, behavior | 2 Comments »

Did You Increase Your Budget For This Year

Monday, August 31st, 2009

Did you increase your budget this year, and if so by how much and for what reason? My wife and I just completed our new budget, and we're planning to spend approximately the same amount this year as we did last year. Lately this has always been the goal for ...

Posted in Saving, budgeting | No Comments »