Archive for the ‘Debt’ Category
Thursday, November 5th, 2009
In speaking with friends it still surprises me how many have yet to freeze their credit reports. I know it seems like a bit of a hassle, but it's not and the protection it provides is remarkable. It will take you less than 30 minutes and will cost $30 per ...
Posted in Debt | 1 Comment »
Monday, September 21st, 2009
...inflation is on the rise. That's speaking in economical terms. If you have fixed payments and inflation goes through the roof then you'll be paying your mortgage back with worthless dollars, and therefore you will be ahead.
Economics aside though, I agree with Dave Ramsey's baby steps as far as the ...
Posted in Basics, Debt | 2 Comments »
Thursday, September 10th, 2009
I'm a big fan of Costco. For numerous reason I like Costco much better than Sam's club, and the main reason is that Costco is all about value. I'm careful in that I make sure I'm not buying organic or "all natural" products when I just want the normal versions, ...
Posted in Debt, Frugality, budgeting | No Comments »
Monday, October 13th, 2008
I'm a fan of Dave Ramsey, getting out of debt, and cutting up (some) credit cards. The main issue I have, however, with cutting up all of my credit cards is the affect it will have on my credit score.
I can hear the comments already.... "But Todd, your FICO score ...
Posted in Dave Ramsey, Debt, Frugality | 8 Comments »