Archive for the ‘Dave Ramsey’ Category

Is It A Good Idea To Take A Break Between Baby Steps?

Thursday, July 30th, 2009

If you're on the Dave Ramsey plan or have listened to his radio show you've probably heard that it's o.k. to take a little time between the baby steps to take care of a few things. For example, if you just finished getting out of debt and are getting ready ...

Falling Off The Credit Grid May Be A Bad Idea

Monday, October 13th, 2008

I'm a fan of Dave Ramsey, getting out of debt, and cutting up (some) credit cards. The main issue I have, however, with cutting up all of my credit cards is the affect it will have on my credit score. I can hear the comments already.... "But Todd, your FICO score ...

The Debt “Snowball” Or Debt “Avalanche” May Not Be Best For You

Wednesday, August 20th, 2008

Much has been written about the "Debt Snowball", a concept Dave Ramsey has brought into the mainstream media as a solid way to get out of debt. The idea is that you should list your debts from smallest value to largest value, and then pay the minimum on everything but ...

Dave Ramsey, Baby Steps, and Me

Tuesday, April 15th, 2008

If you’ve browsed the top personal finance blogs you’d probably agree that most people have a love/hate opinion on Dave Ramsey. Some think he’s a Bible-thumping crazy man, some think he’s bad at math, and others are big fans. For those of you unfamiliar with Dave, he’s a national talk ...