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	<title>Comments on: Retirement Envy</title>
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	<description>Plant Knowledge. Reap Financial Gain.</description>
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		<title>By: The Struwwelpeter Edition of the Carnival of Personal Finance</title>
		<link>http://harvestingdollars.com/2008/11/03/retirement-envy/comment-page-1/#comment-1317</link>
		<dc:creator>The Struwwelpeter Edition of the Carnival of Personal Finance</dc:creator>
		<pubDate>Mon, 10 Nov 2008 05:48:21 +0000</pubDate>
		<guid isPermaLink="false">http://harvestingdollars.com/?p=821#comment-1317</guid>
		<description>[...] Harvesting Dollars: When his coworker proclaimed that he was going for early retirement at the age of 56, Todd couldn&#8217;t help but feel envious. Have you been hit by retirement envy before? If you love what you do, it&#8217;s less likely that you would. [...]</description>
		<content:encoded><![CDATA[<p>[...] Harvesting Dollars: When his coworker proclaimed that he was going for early retirement at the age of 56, Todd couldn&#8217;t help but feel envious. Have you been hit by retirement envy before? If you love what you do, it&#8217;s less likely that you would. [...]</p>
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		<title>By: todd</title>
		<link>http://harvestingdollars.com/2008/11/03/retirement-envy/comment-page-1/#comment-1274</link>
		<dc:creator>todd</dc:creator>
		<pubDate>Wed, 05 Nov 2008 17:53:50 +0000</pubDate>
		<guid isPermaLink="false">http://harvestingdollars.com/?p=821#comment-1274</guid>
		<description>Thanks for the encouragement and advice. Perhaps this post cast me is more of a depressed light than I expected. :-)

I am very excited to see what happens and the family size doubles, and I&#039;m sure it&#039;s a gift from God!</description>
		<content:encoded><![CDATA[<p>Thanks for the encouragement and advice. Perhaps this post cast me is more of a depressed light than I expected. <img src='http://harvestingdollars.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>I am very excited to see what happens and the family size doubles, and I&#8217;m sure it&#8217;s a gift from God!</p>
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		<title>By: Justin "TheNightTrader"</title>
		<link>http://harvestingdollars.com/2008/11/03/retirement-envy/comment-page-1/#comment-1250</link>
		<dc:creator>Justin "TheNightTrader"</dc:creator>
		<pubDate>Mon, 03 Nov 2008 18:59:38 +0000</pubDate>
		<guid isPermaLink="false">http://harvestingdollars.com/?p=821#comment-1250</guid>
		<description>Dude, don&#039;t get so down :-)! Kids on the way is awesome, and by no means a reason to be down about retiring early. I think rather than saying kids will &quot;replace&quot; your plans for early retirement, you should say &quot;delay&quot;. And yes, that early retirement means giving up a lot of fun stuff now :-(.

Believe me, I&#039;m about as selfish as they come, and it hurts to give up all the cool stuff my other friends are doing. But it&#039;s motivating to see that they&#039;re all now in debt that they will be paying off &lt;b&gt;way&lt;/b&gt; into the future, while I plan to live debt free with no payments. What has really helped me and my wife is sticking to a written, cash-flow budget and using &lt;b&gt;cash&lt;/b&gt; for all but bills and gas. Helps keep the spending down, which means more money to save away.

If you need a financial boost go to a &lt;a href=&quot;http://www.daveramsey.com/&quot; rel=&quot;nofollow&quot;&gt;Dave Ramsey&lt;/a&gt; LIVE! event. I &lt;b&gt;HIGHLY&lt;/b&gt; recommend his stuff! If you&#039;re not motivated after listening to him, you have some issues ;-)! My wife and I went through is Financial Peace University class as part of our pre-marital counseling and it definitely changed our lives for the better. Now I&#039;m not saying I agree 100% with everything he teaches, but pretty darn close.</description>
		<content:encoded><![CDATA[<p>Dude, don&#8217;t get so down <img src='http://harvestingdollars.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> ! Kids on the way is awesome, and by no means a reason to be down about retiring early. I think rather than saying kids will &#8220;replace&#8221; your plans for early retirement, you should say &#8220;delay&#8221;. And yes, that early retirement means giving up a lot of fun stuff now <img src='http://harvestingdollars.com/wp-includes/images/smilies/icon_sad.gif' alt=':-(' class='wp-smiley' /> .</p>
<p>Believe me, I&#8217;m about as selfish as they come, and it hurts to give up all the cool stuff my other friends are doing. But it&#8217;s motivating to see that they&#8217;re all now in debt that they will be paying off <b>way</b> into the future, while I plan to live debt free with no payments. What has really helped me and my wife is sticking to a written, cash-flow budget and using <b>cash</b> for all but bills and gas. Helps keep the spending down, which means more money to save away.</p>
<p>If you need a financial boost go to a <a href="http://www.daveramsey.com/" rel="nofollow">Dave Ramsey</a> LIVE! event. I <b>HIGHLY</b> recommend his stuff! If you&#8217;re not motivated after listening to him, you have some issues <img src='http://harvestingdollars.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> ! My wife and I went through is Financial Peace University class as part of our pre-marital counseling and it definitely changed our lives for the better. Now I&#8217;m not saying I agree 100% with everything he teaches, but pretty darn close.</p>
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