Comments on: The Most Important Thing In Investing http://harvestingdollars.com/2008/09/26/the-most-important-thing-in-investing/ Plant Knowledge. Reap Financial Gain. Fri, 26 Feb 2010 18:51:54 +0000 http://wordpress.org/?v=2.9 hourly 1 By: Carnival of Personal Finance #172 - Meltdown Edition http://harvestingdollars.com/2008/09/26/the-most-important-thing-in-investing/comment-page-1/#comment-904 Carnival of Personal Finance #172 - Meltdown Edition Mon, 29 Sep 2008 09:50:55 +0000 http://harvestingdollars.com/?p=231#comment-904 [...] Harvest Dollars shares 6 important things to remember when investing. [...] [...] Harvest Dollars shares 6 important things to remember when investing. [...]

]]> By: Mrs. Micah http://harvestingdollars.com/2008/09/26/the-most-important-thing-in-investing/comment-page-1/#comment-898 Mrs. Micah Sun, 28 Sep 2008 14:31:14 +0000 http://harvestingdollars.com/?p=231#comment-898 I agree, starting early and actually putting in money are at least as important as asset allocation. I think what people are concerned about at this point is that many have put in money but haven't allocated it right. Not allocating could cost them the advantage of their early start and previous investment. I had one boss, for instance, who thought it was a good idea to have maybe 1/3 of her retirement portfolio in company stock. If the company fails, then not allocating properly could undo her having invested early. Fortunately, the company started matching her contributions to the target retirement fund she was buying, instead of giving her company stock. For her, I think a target retirement fund is probably the best choice. I agree, starting early and actually putting in money are at least as important as asset allocation. I think what people are concerned about at this point is that many have put in money but haven’t allocated it right. Not allocating could cost them the advantage of their early start and previous investment.

I had one boss, for instance, who thought it was a good idea to have maybe 1/3 of her retirement portfolio in company stock. If the company fails, then not allocating properly could undo her having invested early. Fortunately, the company started matching her contributions to the target retirement fund she was buying, instead of giving her company stock. For her, I think a target retirement fund is probably the best choice.

]]> By: Eric http://harvestingdollars.com/2008/09/26/the-most-important-thing-in-investing/comment-page-1/#comment-896 Eric Sun, 28 Sep 2008 01:26:02 +0000 http://harvestingdollars.com/?p=231#comment-896 How early you start - no doubt! The earlier you start, the more mistakes you can make and learn from. The experience is hard earned and generally expensive - move that one to the top of the list. How early you start – no doubt! The earlier you start, the more mistakes you can make and learn from. The experience is hard earned and generally expensive – move that one to the top of the list.

]]> By: Dividends Anonymous http://harvestingdollars.com/2008/09/26/the-most-important-thing-in-investing/comment-page-1/#comment-885 Dividends Anonymous Fri, 26 Sep 2008 22:06:43 +0000 http://harvestingdollars.com/?p=231#comment-885 I think that when you start, many investors don’t realize at the beginning the powerful tools that dividends, compound interest and understanding what you invest in. Getting down the fundamentals from the beginning are likely your best changes for success over the long-term. By all means those aren’t the only tools you need to use, but balance is key in any strategy. There's a lot of information out there for people to start with and sometimes its just keeping things simple that gives you the best results. I think that when you start, many investors don’t realize at the beginning the powerful tools that dividends, compound interest and understanding what you invest in.

Getting down the fundamentals from the beginning are likely your best changes for success over the long-term. By all means those aren’t the only tools you need to use, but balance is key in any strategy.

There’s a lot of information out there for people to start with and sometimes its just keeping things simple that gives you the best results.

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