#1 – give thanks!!!!! – you’ve mentioned in another post that you are young. I am over 50 and much nearer retirement age, and still do not have “enough” savings or retirement. While this is not an anxiety for me, I do commend you to thank the Lord for His goodness to you – He is generous, good and wise.

Before I was debt-free, on a budget, owned my own home — I would impulsively give to others when I felt prompted, and never felt a tinge of regret in doing so. It was not practical by any financial guru’s sense, but I’d rather have the blessing and the foundation of relationships over the years – than the right amount of money (who knows that future?)

Both the deacons in my church, and a financial mentor have been a huge blessing – providing needed gifts over the years and an accountability for how I spent my money. As you say, regular tithing is a cornerstone, and provides a great witness to others as well.

“Where your treasure is, there your heart will be also.”