Comments on: Is Dental Insurance Worth It?

By: Anonymous with no braces insurance

Anonymous with no braces insurance — Sun, 15 Nov 2009 01:54:14 +0000

I appreciate the article. Everyone needs to do the math like you did. If the premiums are high, and payout low, run away. Fortunately, I found a dental braces plan (not insurance) that saved me $1500 on my braces.

By: Dental Anaheim

Dental Anaheim — Tue, 16 Jun 2009 09:00:52 +0000

I second that. Having dental insurance is a big deal since it’s not all the time that everyone can afford going to the dentist with that big amount of money to pay. Dental insurance helps patients to save and still have proper oral care from dentists.

By: Dentist San Jose

Dentist San Jose — Fri, 22 May 2009 08:29:29 +0000

I believe that dental insurance is worth it. Especially for those with very bad teeth. They definitely need a dental expert for their oral concerns. We know that cosmetic dental treatmetns are very expensive and to have a monthly save-up for the insurance is really worth it. It may be useless for those with healthy teeth and gums.

By: Festival of Frugality #131 - Summer Savings Edition — Broke Grad Student

Festival of Frugality #131 - Summer Savings Edition — Broke Grad Student — Tue, 24 Jun 2008 11:07:51 +0000

[...] Is Dental Insurance Worth It? at HarvestingDollars — It just depends. [...]

By: asithi

asithi — Fri, 20 Jun 2008 20:16:35 +0000

When a dentist quote you a price for dental work, always ask what the price will be if you pay cash. It is always cheaper than what they charge the insurance company.

I have a co-worker that would take his entire family to Mexico once a year for a “family vacation” and dental work. Apparently there is a dentist there that he used for years.

By: Bonnie Story

Bonnie Story — Thu, 19 Jun 2008 21:04:21 +0000

I kinda have to agree. Unfortunately I have lots of English relatives and they all have terrible, terrible teeth so I figure some day the tooth fairy will drop that gum-disease bomb on me. My Mom also put the fear into me. She had some gum thing and no insurance, cost her a bazillion dollars. My solution, so far, is to pay the insurance premium and yet NOT go to the dentist — wait, that’s totally stupid!! I better go get cleaned.

By: Big Game

Big Game — Wed, 18 Jun 2008 21:11:36 +0000

I definitely agree with your arguement about not really needing dental insurance, though this arguement would not be reasonable with many other types of insurance.

My wife is an insurance nut so we pay like $13 per person per month for dental. Which is pretty reasonable.